function srp_refresh_tabs(selector){jQuery(selector).tabs();}
function srp_check_prefilled(){jQuery('input[id$="price_of_home"]').each(function(i){if(jQuery(this).val()!=''){var id=jQuery(this).attr("id");var num=id.replace(/\D/g,"");srp_MortgageCalc_calculate(num);}});jQuery('input[id$="loan_amount"]').each(function(i){if(jQuery(this).val()!=''){var id=jQuery(this).attr("id");var num=id.replace(/\D/g,"");srp_ClosingCosts_calculate(num);}});}
jQuery(document).ready(function(){jQuery('.srp-tabs').css({"display":"block"});jQuery('input[id^="widget-srp_mortgagecalc-"]').live('keyup',function(){var id=jQuery(this).attr("id");var num=id.replace(/\D/g,"");var price_of_home=jQuery("input#widget-srp_mortgagecalc-"+num+"-price_of_home").asNumber();if(price_of_home>0){srp_MortgageCalc_calculate(num);}});jQuery('input[id^="widget-srp_affordabilitycalc-"]').live('keyup',function(e){var id=jQuery(this).attr("id");var num=id.replace(/\D/g,"");srp_Affordability_calculate(num);});jQuery('input[id$="price_of_home"]').live('blur',function(){jQuery(this).formatCurrency({dropDecimals:true,symbol:''});});jQuery('a#srp_help').live('click',function(){jQuery("#srp_help_text > div.additional-info").css({"background":"#F3F6FB","border":"1px solid #D2DFFF","padding":"5px"}).toggle('slow');});jQuery('input[id^="widget-srp_closingcosts-"]').live('keyup',function(e){var id=jQuery(this).attr("id");var num=id.replace(/\D/g,"");srp_ClosingCosts_calculate(num);});jQuery('input[id^="widget-srp_rentmeter-"]').live('keyup',function(e){var id=jQuery(this).attr("id");var num=id.replace(/\D/g,"");srp_rentmeter(num);});srp_check_prefilled();});function showClosingDetails(id){if(jQuery('#'+id).is(':hidden')){jQuery('#'+id).slideDown("slow");}else{jQuery('#'+id).slideUp("slow");}}
function srp_removeThickBoxEvents(){jQuery('.thickbox').each(function(i){jQuery(this).unbind('click');});}
function srp_bindThickBoxEvents(){srp_removeThickBoxEvents();tb_init('a.thickbox, area.thickbox, input.thickbox');}
function srp_MortgageCalc_calculate(num){jQuery("#srp_mortgagecalc-"+num+" div.additional-info").hide();var price_of_home=jQuery("input#widget-srp_mortgagecalc-"+num+"-price_of_home").asNumber();var down_payment=jQuery("input#widget-srp_mortgagecalc-"+num+"-down_payment").asNumber();var mortgage_term=jQuery("input#widget-srp_mortgagecalc-"+num+"-mortgage_term").asNumber();var interest_rate=jQuery("input#widget-srp_mortgagecalc-"+num+"-interest_rate").asNumber();jQuery("input#widget-srp_mortgagecalc-"+num+"-price_of_home").removeClass("highlight");if(!price_of_home){jQuery("input#widget-srp_mortgagecalc-"+num+"-price_of_home").addClass("highlight");var error=true;}
if(!mortgage_term||mortgage_term==0){jQuery("input#widget-srp_mortgagecalc-"+num+"-mortgage_term").addClass("highlight");var error=true;}
if(!interest_rate||interest_rate==0){jQuery("input#widget-srp_mortgagecalc-"+num+"-interest_rate").addClass("highlight");var error=true;}
if(error){alert("Please fill out the highlighted fields.");}
if(!error){var apr=interest_rate/100;var down_payment_amount=Math.round(price_of_home*down_payment/100*100)/100;var monthly_interest_rate=apr/12;var months_term=mortgage_term*12;var loan_amount=Math.round((price_of_home-down_payment_amount)*100)/100;var b=1+monthly_interest_rate;var c=months_term*(-1);var a=1-(Math.pow(b,c));var monthly_payments=Math.round(loan_amount*(monthly_interest_rate/(a))*100)/100;var additional_charges=0;var additional_charges_text='';var property_tax_rate=jQuery("input#property_tax_rate").asNumber();var home_insurance_rate=jQuery("input#home_insurance_rate").asNumber();var pmi=jQuery("input#pmi").asNumber();var monthly_tax=Math.round(price_of_home*property_tax_rate/100/12*100)/100;var monthly_insurance=Math.round(price_of_home*home_insurance_rate/100/12*100)/100;if(down_payment<20){var monthly_pmi=Math.round(price_of_home*pmi/100/12*100)/100;}else{var monthly_pmi=0;}
additional_charges=monthly_tax+monthly_insurance+monthly_pmi;additional_charges_text="<div>Principal & Interest:		"+srp_cl(monthly_payments)+"</div>"+"<div>Mo. Tax:				"+srp_cl(monthly_tax)+"</div>"+"<div>Mo. Home Insurance:	"+srp_cl(monthly_insurance)+"</div>"+"<div>Mo. PMI:				"+srp_cl(monthly_pmi)+"</div>";var query="?form_complete=1&sale_price="+price_of_home+"&down_percent="+down_payment+"&year_term="+mortgage_term+"&annual_interest_percent="+interest_rate+"&show_progress=1";var thickbox="&height=500&width=650";var ammortization="<a href=\""+srp_url+"/srp-AmmortResult.php"+query+thickbox+"\" class=\"thickbox\" title=\"Mortgage Amortization Schedule\">Ammortization Schedule</a>";var additional_info=additional_charges_text+"<div>Down Payment:		"+srp_cl(down_payment_amount)+"</div>"+"<div class='srp_tb srp_bb'>Financed Amount:	"+srp_cl(loan_amount)+"</div>"+"<div class='srp_result_link'>"+ammortization+"</div>";jQuery("input#widget-srp_mortgagecalc-"+num+"-monthly_payment").val(Math.round((monthly_payments+additional_charges)*100)/100).formatCurrency({symbol:''});jQuery("input#widget-srp_mortgagecalc-"+num+"-monthly_payment").addClass("total");jQuery("#widget-srp_mortgagecalc-"+num+"-result").html(additional_info).slideDown("slow").show();srp_bindThickBoxEvents();}}
function srp_Affordability_calculate(num){var mo_gross_income=jQuery("input#widget-srp_affordabilitycalc-"+num+"-mo_gross_income").asNumber();var mo_debt_expences=jQuery("input#widget-srp_affordabilitycalc-"+num+"-mo_debt_expences").asNumber();var down_payment=jQuery("input#widget-srp_affordabilitycalc-"+num+"-down_payment").asNumber();var interest_rate=jQuery("input#widget-srp_affordabilitycalc-"+num+"-interest_rate").asNumber();var property_tax=jQuery("input#widget-srp_affordabilitycalc-"+num+"-property_tax").asNumber();var home_insurance=jQuery("input#widget-srp_affordabilitycalc-"+num+"-home_insurance").asNumber();var pmi=jQuery("input#widget-srp_affordabilitycalc-"+num+"-pmi").asNumber();var front_end_ratio_payment=mo_gross_income*0.28;var funds_available=mo_gross_income*0.36-mo_debt_expences;if(front_end_ratio_payment<funds_available){smaller=Math.round(front_end_ratio_payment);}else{smaller=Math.round(funds_available);}
var monthly_interest_rate=interest_rate/100/12;var month_term=360;var power=-(month_term);var denom=Math.pow((1+monthly_interest_rate),power);var a=monthly_interest_rate/(1-denom);var b=(home_insurance+property_tax+pmi)/100/12;var principal=(smaller/(a+b));if(down_payment>0){principal=(smaller-down_payment*b)/(a+b);}
var pmi_text='Tax, insurance & PMI';var dp_percent=down_payment*100/(principal+down_payment);if(dp_percent>=20){pmi=0;b=(home_insurance+property_tax+pmi)/100/12;principal=Math.round((smaller-down_payment*b)/(a+b));dp_percent=down_payment*100/(principal+down_payment);var pmi_text='Tax and insurance';}
var total_amount=Math.round(principal+down_payment);var deductions=Math.round((home_insurance+property_tax+pmi)*total_amount/100/12);var loan_text='';if(down_payment>0){var loan_text='<div>Downpayment: '+'<span class="srp_amnt">'+Math.round(dp_percent*100)/100+'%</span></div><div>Loan Amount: '+srp_cl(Math.round(principal))+'</div>';}
var query="?type=affordability&mo_gross_income="+mo_gross_income+"&mo_debt_expences="+mo_debt_expences+"&down_payment="+down_payment+'&interest_rate='+interest_rate;var thickbox="&height=700&width=600";var result_link="<a href=\""+srp_url+"/srp-AffordabilityResult.php"+query+thickbox+"\" class=\"thickbox\" title=\"Home Morgage Affordability\">View Calculation Details</a>";var result='<div class="srp_bb">You Should Afford: '+srp_cl(total_amount)+'</div>'+loan_text+'<div>Principal & Interest: '+srp_cl(smaller-deductions)+'</div>'+'<div>'+pmi_text+': '+srp_cl(deductions)+' </div>'+'<div class="srp_tb srp_bb">Total Payments (mo): '+srp_cl(smaller)+'</div>'+'<div class="srp_result_link">'+result_link+'</div>';if(mo_gross_income>0&&mo_debt_expences>=0&&interest_rate>0){jQuery('#widget-srp_affordabilitycalc-'+num+'-result').html(result).slideDown("slow").addClass("total");srp_bindThickBoxEvents();}}
function srp_ClosingCosts_calculate(num){var loan_amount=jQuery("input#widget-srp_closingcosts-"+num+"-loan_amount").asNumber();var discount_points=jQuery("input#widget-srp_closingcosts-"+num+"-discount_points").asNumber();var origination_fee=jQuery("input#widget-srp_closingcosts-"+num+"-origination_fee").asNumber();var lender_fees=jQuery("input#widget-srp_closingcosts-"+num+"-lender_fees").asNumber();var credit_report_fee=jQuery("input#widget-srp_closingcosts-"+num+"-credit_report_fee").asNumber();var appraisal=jQuery("input#widget-srp_closingcosts-"+num+"-appraisal").asNumber();var title_insurance=jQuery("input#widget-srp_closingcosts-"+num+"-title_insurance").asNumber();var reconveyance_fee=jQuery("input#widget-srp_closingcosts-"+num+"-reconveyance_fee").asNumber();var recording_fee=jQuery("input#widget-srp_closingcosts-"+num+"-recording_fee").asNumber();var wire_courier_fee=jQuery("input#widget-srp_closingcosts-"+num+"-wire_courier_fee").asNumber();var endorsement_fee=jQuery("input#widget-srp_closingcosts-"+num+"-endorsement_fee").asNumber();var title_closing_fee=jQuery("input#widget-srp_closingcosts-"+num+"-title_closing_fee").asNumber();var title_doc_prep_fee=jQuery("input#widget-srp_closingcosts-"+num+"-title_doc_prep_fee").asNumber();var other_fees=jQuery("input#widget-srp_closingcosts-"+num+"-other_fees").asNumber();if(discount_points>0){var discount_points_amount=discount_points/100*loan_amount;}else{var discount_points_amount=0;}
if(origination_fee>0){var origination_fee_amount=origination_fee/100*loan_amount;}else{var origination_fee_amount=0;}
var result=discount_points_amount+origination_fee_amount+lender_fees+credit_report_fee+appraisal+title_insurance+reconveyance_fee+recording_fee+wire_courier_fee+endorsement_fee+title_closing_fee+title_doc_prep_fee+other_fees;var result_text='<strong>Total Closing Cost: '+srp_cl(result)+'</strong>';if(loan_amount>1000&&result>0){jQuery("#widget-srp_closingcosts-"+num+"-result").html(result_text).slideDown("slow").addClass("total");}}
function srp_cl(nStr){nStr+='';x=nStr.split('.');x1=x[0];x2=x.length>1?'.'+x[1]:'';var rgx=/(\d+)(\d{3})/;while(rgx.test(x1)){x1=x1.replace(rgx,'$1'+','+'$2');}
return'<span class="srp_amnt">$'+(x1+x2)+'</span>';}
function srp_rentmeter(num){var citystatezip=jQuery("input#widget-srp_rentmeter-"+num+"-citystatezip").asNumber();var beds=jQuery("input#widget-srp_rentmeter-"+num+"-beds").asNumber();var rent=jQuery("input#widget-srp_rentmeter-"+num+"-rent").asNumber();citystatezip=citystatezip+'';beds=beds+'';rent=rent+'';if(beds.length>0&&rent.length>2&&citystatezip>4){jQuery.getJSON(srp_url+'/srp-rentometer_api.php?citystatezip='+citystatezip+'&rent='+rent+'&beds='+beds,function(data){var low_rent=data.low_rent;var median_rent=data.median_rent;var med_num=median_rent.replace('$','').replace(',','');var high_rent=data.high_rent;var percent=Math.round((rent*100/med_num)-100);if(percent<0){percent_text='% lower ';}else{percent_text='% higher ';}
result_text='<div class="srp_bb">Median Rent: <span class="srp_amnt">'+median_rent+'</span></div>'+'<div>High Rent: <span class="srp_amnt">'+high_rent+'</span></div>'+'<div>Low Rent: <span class="srp_amnt">'+low_rent+'</span></div>'+'<div class="srp_tb" style="text-align: center"> Your rent is '+percent+percent_text+'than the median rate in '+data.zip+'.</div>';jQuery('#widget-srp_rentmeter-'+num+'-result').html(result_text).slideDown("slow").addClass("total");});}}